OVERALS example user's guide: AGE,STA; ANI,NEW; MUS,NEI; MAT, LAN 
   15    3    2                                                                 
    2  100    5    0                                                            
    2    2    2                                                             
    0    1    1    1    1                                                       
    1    1    1    1    0                                                       
    8    0    0    0    0                                                       
   10    3    5    4    5    3    3    4                                        
    0    0    3    0    0    0                                                  
    1    0    0    0    0    0